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Main Body

Equipment breakdown

Also known as boiler and machinery coverage

Covers loss due to breakdown of business equipment due to direct or indirect loss


Equipment breakdown protection coverage form

Covered equipment

Equipment built to operate under internal pressure


Electrical or mechanical equipment

Used to generate and transmit energy

Computer and communications equipment

Equipment owned by a utility and used solely to supply utility services to the insured’s premises


Breakdown is defined as

The failure of pressure or vacuum equipment

Mechanical failure

Rupture or bursting due to centrifugal force

Electrical failure



Selected endorsement

Actual cash value












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Michigan Property Casualty Insurance by stuckom and aldricd is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License, except where otherwise noted.

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