Also known as boiler and machinery coverage

Covers loss due to breakdown of business equipment due to direct or indirect loss

Equipment breakdown protection coverage form

Covered equipment

Equipment built to operate under internal pressure

Boilers

Electrical or mechanical equipment

Used to generate and transmit energy

Computer and communications equipment

Equipment owned by a utility and used solely to supply utility services to the insured’s premises

Breakdown is defined as

The failure of pressure or vacuum equipment

Mechanical failure

Rupture or bursting due to centrifugal force

Electrical failure

Arcing

Selected endorsement

Actual cash value